Bicycle leasing and hire purchase without extra charges

You don’t have to wait long for your dream bike — with our interest-free installment plan you can get a new bike without hassle. Velonova partners with trusted leasing providers who offer friendly terms for purchasing bikes, accessories, and apparel.

How to use the installment plan

It’s simple to buy the items you want on installments. You can use leasing both in our online store velonova.lt and at our physical location at J. Baltrušaičio g. 1, Vilnius.

First, choose the products you want — either in our store or online.
Then select the leasing company you prefer. Velonova works with Artea Leasing and Inbank MOKI Leasing. In our online store you’ll find a preliminary installment calculator and key terms on every product page.
Sign the leasing agreement. When purchasing in the Velonova store, provide your details to a consultant, who will calculate the monthly payment and complete the documents. When shopping online, you can choose leasing as the payment method and sign the agreement at the fourth checkout step. You can verify your identity and sign via Smart-ID, mobile signature, or online banking. Your order will be processed as soon as we receive confirmation of the leasing agreement.

Artea Leasing and interest-free payments

For Velonova customers, the Artea PERKU program offers up to 6 months of interest-free installments. Artea (formerly “Šiaulių banko” leasing) is valued for its simple contracting, flexible terms, and wide payment network that ensures smooth administration. You can sign an agreement with Artea for a period from 3 months up to 7 years — choose what suits you best.

Inbank MOKI Leasing — a reliable financing partner

With Inbank MOKI Leasing, pay for your purchase the way that works for you. Inbank evaluates your application within minutes and allows repayment over 12–72 months. Depending on the terms selected, only a contract fee may apply with a 0% interest rate.

What else is important to know about buying on installments?

We encourage responsible shopping and financial decisions, so together with our financing partners we remind you:

Before signing, assess your financial situation and the risks of paying in installments if circumstances change.
Read the leasing agreement carefully, and if you need clarification, contact the leasing provider (online or at the nearest service office). If you face difficulties meeting the terms, contact your chosen leasing company immediately.
Agreements with consumer credit providers can be concluded between 07:00 and 22:00 on business days, weekends, and public holidays.
To successfully conclude an agreement, the applicant must be at least 18 years old, have income (salary, regular benefits, pension, etc.), and duly and on time meet other financial obligations.

If you have questions about your order, you can always contact us at info@velonova.lt.